Hi enables Pensioners and Workers to freely access their money and be paid when they want. Gone are the days of the monthly payday – with Hi, end-users can access their Pension & Pay for free, as soon as they earn it via Mastercard, helping increase their financial freedom and wellbeing.
Real time visibility of your pay / pension as you earn it
Get paid anytime for free. Avoid shortfalls on expenses
Increase financial freedom, flexibility and wellbeing
Hi will never charge you the end-user for accessing your pay or pension.
Get full visibility of how much you earn and spend.
Hi enables Pensioners and Workers to freely & flexibly access their pay as they earn it, if and when they want to.
Delivered in partnership with Mastercard, Freedom is enabling access to funds they have already earned but not yet received.
We're Hi, a pioneering FinTech dedicated to assisting Businesses and Pension Funds in offering more flexible payment options for pensioners and employees. How do we accomplish this? Through the introduction of a brand new Mastercard Access Card.
Each day, the spending limit on the Hi Access Card grows, offering immediate, contactless access to your funds as needed, for free. At the end of the month, your administrator processes payroll as usual, deducting the amount spent on the card, and the remaining balance is disbursed to your regular bank account. Any amount spent on the Access Card will be reflected on your Hi App or Web Portal under the History tab.
Hi presently offers access to a portion of your gross pay, within agreed-upon limits set by your employer or pension fund administrators. Additionally, you have the flexibility to establish your own spending limits and receive alerts through the Hi app.
Hi is, and will always remain, completely free for individuals. The costs are covered by your employer or pension fund as part of a benefits package.
No. If you do not spend on the Hi Card, you will receive your full pension on the regular pension payday.
Any spending made on the Hi Card will automatically be deducted from your pension payment, and the remaining amount will be paid to your bank account on your normal pension payday.
You will always receive your full pay, with the deduction of any card expenditures made within the month.
No, credit is not being provided. You can only spend the portion of your pension already accrued and available on your Hi Card. You just don’t need to wait until payday to access it.
As your balance will change each day, the most effective way to check it is by downloading the Hi mobile app or visiting our web portal https://portal.uk.hi.group/ (To register to the portal, please email email@example.com to request). If you decide not to download the app, you can view your balance at any ATM that accepts Mastercard.
If you have forgotten your PIN, you can view this using the Hi mobile app.
No, a smartphone is not necessary, however, you will need a mobile phone number to activate your card. Our mobile app gives you a way to view your earnings and card transactions in real time.
No. We only give you access to the money you have already earned.
No, this is not a loan and we do not need to run any form of credit check.